Tue. Oct 3rd, 2023

365Telugu.com online news,Hyderabad,November 16th,2022:HDFC ERGO General Insurance Company, India’s leading non-life insurance company, is launching an innovative feature of its Optima Secure health insurance plan that includes a payment option. By introducing this feature, the Company’s goal is to make health insurance more affordable and convenient for customers, which will increase the inclusion of insurance to an even wider customer base. Key new features of the


Optima Secure package include:
· Premium Option: Offers monthly, quarterly and semi-annual premium payment options with no additional finance charges
· Room Rental Limitation: Allows customers to choose a hospital space of their choice
· Deductible Redemption : Provides customers with an easy exchange option that allows them to waive their chosen deductible on renewal at the end of five policy years.

Parthanil Ghosh, Head of Retail, HDFC ERGO General Insurance Company, speaking about the launch of the new features, said, “HDFC ERGO has always strived to develop affordable and customer-centric insurance solutions that meet the needs of the insurance company. all our citizens. With the new features of the Optima Secure package, customers can decide on the type of hospital room, over deductible option and pay the premium in interest-free We believe that the new installment of our Optima Secure plan will make health insurance affordable to a wider customer base looking to increase their sum assured or purchase a multi-year plan, thereby helping to promote wider insurance coverage in the country.

Optima Secure Health Insurance has four unique benefits – Secure, Plus, Protection and Unlimited Reimbursements built to provide guaranteed protection to individuals and their family members in case of medical needs.


The four distinguishing features are:

· Safe Benefit – doubles the cover immediately and automatically when you buy insurance

· Plus Benefit – automatically increases the basic cover by 50 times in 1 year and 100 times in 2 years, even if there is a claim

· Unlimited return benefit (adds to cover) – Returns up to 100% of the basic insurance for an indefinite period if the owner’s insurance ends. The product also offers a premium discount of up to 50% if the customer decides to pay a small amount out of pocket in case of advertisement