Highlights for Q2 FY 2025 |
# Net Interest Income at ₹3,875 crore, YoY growth of 26%
#Net Interest Margin is at 4.87%, YoY growth of 54 bps
#Gross NPA down to 3.68%, YoY reduction by 122 bps
#Net NPA down to 0.20%, YoY reduction by 19 bps
#Provision Coverage Ratio (PCR) at 99.42%, YoY growth of 32 bps
#Cost to Income ratio stood at 42.05%, down from 47.63%
#CRAR stood at 21.98%, improved by 72 bps YoY
#CASA stood at Rs.1,33,639 Cr, YoY growth of 4%
#Total Deposits stood at Rs.2,77,602 Cr, YoY growth of 11%
#Net Advances stood at Rs.2,00,944 Cr, YoY growth of 19%
365Telugu.com online news, October 25th,2024: IDBI Bank today, announced its quarterly results for Q2 FY25. The Net Profit stood at ₹1,868 crore for Q2 FY25, registering a strong growth of 39% YoY. The operating profit stood at ₹3,006 crore with a YoY growth of 45%. NIM was recorded at 4.87%, and Net Interest Income stood at ₹3,875 crore with a YoY growth of 26%. Cost of Deposit stood at 4.66% for Q2-2025 as compared to 4.22% for Q2-2024. CRAR stood at 21.98% with YoY growth of 72 bps.
Return on Assets (ROA) stood at 1.97%, YoY growth of 38 bps and Return on Equity (ROE) stood at 20.35%, YoY growth of 130 bps. Net Interest Income improved by 26% in Q2-2025 to ₹3,875 crore as against ₹3,066 crore in Q2-2024. Net Interest Margin (NIM) improved by 54 bps in Q2-2025 to 4.87% as compared to 4.33% in Q2-2024. Net NPA ratio improved to 0.20% as on September 30, 2024 as against 0.39% as on September 30, 2023. PCR stood at 99.42%, YoY improvement by 32 bps.