365Telugu.com online news,July,15th,2025:With digital payments becoming an integral part of daily life in India, the National Payments Corporation of India (NPCI) has shared five key safety tips to help users protect themselves while transacting online. As millions benefit from the speed and ease of digital transactions, NPCI emphasizes the importance of awareness and secure practices.
Here are the 5 tips to ensure safe digital payment usage:
- Always Verify Before Paying
Before confirming any transaction, double-check the recipient’s name on your screen. Ensure it matches the person or business you intend to pay. A few seconds of caution can prevent costly mistakes. - Use Only Trusted Apps and Websites
Make payments only through official, verified apps and websites. Avoid downloading apps or clicking on payment links shared by unknown sources. - Never Share Your PIN or OTP
Your UPI PIN, OTP, and bank details are confidential. Do not share them with anyone — even if the caller claims to be from a bank, police, or a government agency. - Don’t Rush Into Transactions
Be cautious if someone pressures you into making a quick payment or sharing details urgently. Take your time, verify, and respond only when you’re sure. It’s okay to say, “I’ll check and get back.” - Enable Payment Alerts and Monitor Them
Turn on SMS and in-app notifications for all payment activities. Carefully review alerts. If anything looks suspicious, report it to your bank or payment app immediately.
Additional Safety Steps:
If you suspect fraud or receive suspicious calls/messages, report them to the National Cybercrime Helpline at 1930 or the Department of Telecommunications via Sanchar Saathi. Save messages, take screenshots, and record any relevant communication to support official reports.
By following these simple but effective practices, users can enjoy safe, secure, and worry-free digital payment experiences.