365telugu.com online news,January 9th,2026: PhonePe, a leader in India’s digital payment landscape, is celebrating a decade of operations, marking ten years of driving financial inclusion and technological innovation across the country. Since its inception, the company has evolved from a pioneering UPI platform into a comprehensive financial services ecosystem.
Milestones in Growth and Security
By 2025, PhonePe achieved a massive scale with over 600 million registered users, solidifying its position as a primary driver of India’s digital economy. The company’s recent focus has shifted toward advanced security and user convenience with the launch of:
UPI Circle: A feature allowing users to delegate payments to trusted contacts.
PhonePe Protect: A robust security framework designed to combat digital fraud and safeguard transactions for millions.
Empowering the Merchant Ecosystem
PhonePe has significantly expanded its support for small businesses and MSMEs. Through the Udyam Assist initiative, launched in partnership with SIDBI, the company has streamlined the path for small enterprises to access formal credit.
On the hardware front, the introduction of the “Made-in-India” SmartSpeaker and SmartPOD has provided merchants across the nation with reliable, localized tools to manage digital payments effectively.
Expanding into Credit and Insurance
To address the “Missing Middle” of the Indian population, PhonePe has diversified its product portfolio to include:
Affordable Protection: Launching essential Home and Health Insurance products.
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Innovative Lending: Unlocking liquidity through services like Loan Against Mutual Funds and Secured Lending.
Wealth Management: Scaling platforms such as Share.Market and accessible Mutual Fund investments.
Leadership Perspectives
Reflecting on the decade-long journey, Sameer Nigam, Founder & CEO of PhonePe, noted that the company’s mission is far from over. “The most exciting part is that the summit is still not in sight,” Nigam stated, emphasizing the energy of his team in striving for excellence.
Rahul Chari, Founder & CTO, highlighted the importance of ecosystem support, stating that the company’s impact stems from building products that people truly believe in and rely on for their daily needs.
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A Legacy of Innovation
From introducing Digital Gold to launching the Indus Appstore and Cross-Border UPI, PhonePe has consistently moved beyond simple utility. By relocating its domicile to India in 2022, the company reaffirmed its commitment to the nation, ensuring that credit, investment, and insurance are accessible to every citizen.