365Telugu.com online news,New Delhi,13th,May 2025: PNB Housing Finance Ltd., India’s third-largest housing finance company, has announced the launch of a new Fixed Rate Non-Home Loan (NHL) product. This offering is designed to meet varied credit needs beyond housing, with fixed interest rates starting at 10.00%, ensuring borrowers enjoy stability and predictability in their financial planning.

The fixed-rate feature applies to multiple loan categories, including:

  • Loan Against Property (LAP)
  • Commercial Plot Purchase
  • Loan Against Plot
  • Lease Rental Discounting (LRD)

With loan tenures of up to 15 years, the product ensures manageable EMIs and long-term financial clarity. Key benefits include:

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  • Fast processing and disbursal
  • Customized eligibility criteria
  • Doorstep service for added convenience

Girish Kousgi, MD & CEO of PNB Housing Finance, commented:

“In today’s evolving credit landscape, borrowers seek more secure, transparent lending solutions. Our new fixed-rate offering addresses this need, reinforcing our commitment to responsible and customer-centric lending.”

Non-housing loans currently make up 28.5% of the company’s retail mix, with an average ticket size of ₹27 lakh (as of March 31, 2025). This launch is a key step in expanding PNB Housing’s portfolio, backed by a network of 356 branches across India and nearly four decades of legacy in the housing finance sector.