365Telugu.com online news,March 7th,2025: This International Women’s Day, PhonePe Wealth highlights the growing participation of women in Mutual Funds, showcasing their increasing investment contributions and financial independence.
Analyzing data from 1 lakh women investors between January 1, 2024, and December 31, 2024, the insights reveal a notable shift in women’s approach to wealth creation.
Key Investment Trends Among Women Investors
Higher SIP Contributions – Women investors’ average SIP transaction value is 22% higher than that of male investors.
Larger Lump Sum Investments – Women invest 45% more in lump sum transactions compared to men.
Financial Inclusion from B30 Cities – 72% of women investors are from Beyond Top 30 (B30) cities, reflecting increased financial awareness in smaller towns.
Diverse Investment Preferences – Nearly 50% of women investors hold contra/value funds, while flexi-cap, mid-cap, small-cap, and thematic funds are also popular choices.
Young Women Leading the Trend – 74% of women investors are aged 35 years or younger, with the largest segment (29%) in the 26-30 age group.
Strategic Investment Timings – Women predominantly invest between 9 AM and 4 PM, with 44% of transactions occurring during this period.
Top Investing States – Maharashtra (20%), Karnataka (12%), and Uttar Pradesh (9%) lead in female investor participation.
Shaping the Future of Women’s Investments
Commenting on this trend, Nilesh D Naik, Head of Investment Products at Share.Market (PhonePe Wealth), stated:”Women investors today are financially aware, independent, and strategic in their approach. They are actively diversifying their portfolios with a long-term vision, breaking past stereotypes of conservative investing.”
The increasing involvement of women in Mutual Funds marks a shift toward greater financial empowerment. As women continue to drive financial inclusion, PhonePe Wealth remains committed to providing resources and tools that enable informed investment decisions and long-term financial planning.