365Telugu.com online news,Kochi, May 14, 2025:Muthoot Finance Ltd. has announced its audited financial results for the quarter and full year ended March 31, 2025, marking a historic year of growth and milestones for the company.
Key Financial Highlights (FY25):
- Consolidated Loan Assets Under Management (AUM) stood at an all-time high of ₹1,22,181 crore, reflecting a robust 37% YoY growth (₹33,102 crore increase).
- Standalone Loan AUM reached ₹1,08,648 crore, a record 43% YoY growth, up ₹32,821 crore.
- Gold Loan AUM also hit a historic milestone of ₹1,02,956 crore, registering a 41% YoY increase (₹30,077 crore).
- Consolidated Profit After Tax (PAT) was the highest ever at ₹5,352 crore, up 20% YoY.
- Standalone PAT surged by 28% YoY to ₹5,201 crore.
Q4 FY25 Performance Overview:
- Consolidated PAT for the quarter was ₹1,444 crore, up 22% YoY and 4% QoQ.
- Loan AUM for Q4 rose by 10% QoQ to ₹1,22,181 crore.
- Group Branch Network expanded to 7,391 branches, a 13% YoY increase.
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- Subsidiaries contributed ₹15,763 crore to the Group’s consolidated loan AUM, a 15% YoY growth.
- PAT contribution from subsidiaries declined by 49% YoY to ₹226 crore, compared to ₹439 crore in FY24.
Leadership Commentary:
Mr. George Jacob Muthoot, Chairman, Muthoot Finance, commented:
“We are proud to have achieved several historic milestones this year. Our Consolidated and Standalone Loan AUM both crossed the ₹1 lakh crore mark for the first time. This reflects our ongoing transformation journey and our focus on becoming a diversified financial services provider. Our expansion into non-gold loans and aggressive digital push are delivering encouraging results. We are also aligned with the latest regulatory directions, which we believe will further strengthen the sector.”
Mr. George Alexander Muthoot, Managing Director, added:
“FY25 was a landmark year with our Gold Loan AUM crossing ₹1.02 lakh crore and new gold loan disbursements to customers reaching a record ₹21,888 crore. We continued to grow our non-gold loan portfolio, including microfinance, home, and personal loans. Our housing finance disbursements rose to ₹1,242 crore in FY25, up from ₹815 crore last year. We have also accelerated our digital initiatives, enabling a seamless transition of customers—especially cash-based users—to digital platforms.”
Outlook for FY26:
With a strong foundation and diversified offerings, Muthoot Finance is entering FY26 with optimism, backed by digital transformation, expansion of product segments, and strong governance standards.